Our Expertise at the Service of Your Savings
Since 1997, Foncières & Territoires has developed investment solutions built around real communities and real property. Authorised by the AMF since 2013, we manage 50 investment companies and one SCPI, Cap Foncières & Territoires. We raise capital, invest responsibly, and manage a diversified portfolio on behalf of savers across France.
- — We design accessible investment solutions tailored to individual savers, with entry from €1,040 and scheduled contribution options available. Our approach prioritises transparency and long-term value over short-term speculation. Every euro raised is deployed into carefully selected, income-generating properties.
- — Cap Foncières & Territoires SCPI allows you to invest online in a diversified French property portfolio in just a few steps. The process is fully digital: download, complete, and sign your documents without leaving home. Quarterly dividends provide a regular income stream from the moment you become a shareholder.
- — Our on-the-ground teams based in Lyon, Nancy, and Nantes maintain close relationships with tenants and local stakeholders. This proximity enables proactive property management and faster response to market changes. A High Environmental Quality approach guides every acquisition and renovation decision.
- — Foncières & Territoires holds portfolio management company authorisation from the French Financial Markets Authority (AMF), providing investors with a regulated and supervised framework. This authorisation reflects our commitment to governance, compliance, and investor protection. You can invest with confidence knowing that our operations meet the highest regulatory standards.
- — Founded in 1997, Foncières & Territoires has navigated multiple property cycles while maintaining a consistent, community-focused investment philosophy. Our longevity reflects disciplined asset selection and rigorous portfolio management. Today we manage 50 investment companies, a testament to the trust savers have placed in us.
- — Our strategy targets major French metropolitan areas, including Lyon, Nantes, and Nancy, where property fundamentals remain strong. Local presence means our managers understand tenant needs and neighbourhood dynamics first-hand. This regional focus translates into lower vacancy rates and more resilient rental income for our investors.
- — Every property in our portfolio is evaluated against High Environmental Quality criteria, reducing operating costs and future regulatory risk. We prioritise assets that meet contemporary energy standards, making them more attractive to quality tenants. Responsible investing is not a marketing claim for us — it is built into our acquisition process.
- — SCPI performance depends on property and financial market conditions, including rent indexation and broader economic trends. Neither capital nor returns are guaranteed, and past performance should not be taken as a guide to future results. We encourage all investors to read the full risk documentation before committing funds.
- — Selling or withdrawing SCPI shares depends on the availability of a buyer in the secondary market. The management company cannot guarantee share repurchase, and in unfavourable conditions you may be unable to sell or may receive a price below the withdrawal price. This is a long-term investment with a recommended holding period of eight years.
- — Cap Foncières & Territoires SCPI may borrow up to 30% of asset value, meaning rental vacancies could reduce dividend payments. Property values may also decline as market conditions evolve. We manage these risks through geographic diversification and conservative borrowing policies.